Financial Advisors in Chester, Pennsylvania (Delaware County)

Timothy Decker, AIF
ISI Financial Group is an independent, Fee-Only Registered Investment Advisor. As a Registered Investment Advisor, we are a fiduciary and have a legal responsibility to act in our clients’ best interests. As a member of NAPFA, we are bound to a written fiduciary oath to always represent our clients’ best interests in all we do. We receive no commissions and we never accept compensation from anyone other than our clients. We provide objective financial planning that best fits a client’s needs without conflicting financial incentives slanting any advice.Our services include comprehensive financial planning, retirement planning, and wealth management services for individuals and institutional clients. We also provide complete analysis and management of company retirement plans including 401(k) plans, 403(b) plans, and non-profit organizations.Our comprehensive financial planning process may also include detailed guidance in the areas of estate planning, risk management (insurance), tax reduction strategies, education funding, and future cash flow needs during retirement. We utilize the same time-tested strategies used and endorsed by some of the brightest academics from the University of Chicago, Yale, and Dartmouth, as well as numerous Nobel Prize winners in Economics. Unlike most of the “hype and hope” marketed by many advisors and Wall Street firms, our strategies and processes rely on financial science, not speculation and excessive risk taking. We utilize and take advantage of Dimensional Fund Advisors’ institutional asset class funds, as well as Vanguard, Fidelity, and ETFs when most appropriate.... See More

My practice is a financial and tax planning firm, providing �fee only� financial services for individuals. I offer carefully determined and ethical financial and tax advice to help clients achieve their financial goals.

�Fee only� means that my compensation is based only on the services I provide. I have no financial stake of any kind in the investment recommendations I make to my clients, meaning no commissions are ever received and no products are ever sold. Such a compensation system allows me to be completely objective. Thus, I make decisions and recommendations only with the client�s best interests in mind.

I earned a Bachelors Degree in accounting from Rutgers University and hold the designations of Certified Public Accountant (CPA), Certified Financial Planner (CFP®) and Certified Divorce Finanacial Analyst (CDFA). I have more than 25 years of industry experience in taxes and accounting, having worked in public accounting and for Fortune 500 companies throughout my career. I am a member of the PSPA (Pennsylvania Society of Public Accountants. I frequently participate in seminars and conferences for professional development. I live with my wife Karen and our two Jack Russel Terriers, (Tucker and Daisy) in Bethlehem, PA.

Using a holistic approach, I carefully work with a client�s total financial situation, including tax planning and preparation, investment planning, insurance planning, cash flow analysis, retirement planning, coaching and goal setting. This approach helps me properly assess a client�s total financial situation, as well as, develop a plan with a client�s specific goals in mind.

Clients typically prefer an unbiased advisor, a trusted guide, who will educate them and integrate their goals into their financial situation, on a personalized basis, to minimize their taxes, build resources and give them financial peace of mind. Additionally, clients who are committed to building their financial future want and need someone who will assess where they are at financially, develop a sensible and achievable financial plan, then guide them every step of the way to fulfilling their financial goals. I am committed to serving my clients while meeting these expectations.... See More

Services include: Fee-only financial planning; Fiduciary objectivity; Hourly, project or asset management engagements. Member of AICPA, PICPA, National Association of Personal Financial Advisors.

Financial planning in Allentown, PA 18104.